What We Offer

Mortgages

We are able to offer mortgages from the whole of the market place

• Buying your first home
• Moving home
• Re-Mortgaging
• Re-Mortgaging
• Buy To Let
• Buying abroad

Many clients ask if they can obtain more competitive rates if they went to a lender direct.  The answer is that we are able to obtain products that are NOT available should you go directly to the lender and we can access unique products that are only available through advisers such as ourselves.

Protection

• Do you require a lump sum to repay your mortgage in the event of death?
• Do you require an annual income for your family in the event of death ?
• Do you want to be able to meet your monthly mortgage repayments in the event of an accident or illness?
• Do you require a lump sum to protect your family in the event of death?

Divorce

• Do you need to raise funds to buy-out your ex partners share in your property?
• Do you need to find a Pension provider as a result of a 'Pension Sharing Order'?

Pensions, Investments & Savings

• Do you wish to save on a regular basis ?
• Do you wish to save for retirement?

Do you have savings that you wish to invest for the medium to long term (5 years plus)?
Are you reaching retirement age and need advice as to where you should invest your pension fund?
A pension is a long term investment. Your eventual income may depend on the size of the fund at retirement, future interest rates and tax legislation. The fund value may fluctuate and can go down. Tax legislation may change in the future

Buildings & Contents

Do you want to protect your home against fire flood theft etc?